Those of you that have transitioned from Active Duty to civilian life going to college.....how did you get someone to rent to you or let you purchase a home....we keep hiting road blocks because they say we have "no proof of income" once he gets out....we're gonna end up homeless if this keeps up..... :(
before my husband was in the army we went through very spotty employment. we sublet.
it really sucked and roommates sucked but it beat being homeless or mooching off of family.
me my husband and my daughter rented a 10'x 10' room and the 3 of us slept on a futon.
sucked.
we wanted to live in an rv at one point to escape the roommate from hell, but then he got into the military (finally)
mmm you could join the airforce lol
you can get temporary govt assistance like food stamps, tanf, etc if you are in a bad situation. i think you can also get emergency housing if you don't have anywhere else to go.
living with family isn't the worst thing in the world either, but i wouldn't recommend it for more than 1-2 months.
we're a family of 5. we have my 19 year old nephew living with us --- we cant all live in 1 room :( also, our closest family is in california....my husband is going to school @ AIS
i'd suggest you or the 19 year old getting a job just so that you can qualify for more helps from dshs. they also provide emergency helps, but if you're not "underemployed" they will eventually stop benefits.
you can show bah, receipts from dshs, etc as proof of income as well.
will your husband be getting bah with the schooling? or is that if he's in the reserves during his school period? could he join the reserves?
Yes being a student is difficult enough. But to prove your income as one is even harder. I had a co signer for my rental. I move in March 29. It was a home being rented out by the owners they took a chance on me. Try being creative.
We have to be out of this house by next friday --- our home loan fell thru for this exact reason...i dont have time to find a job...and my nephew works, but he's being let go next weekend. and yes he will be getting bah while in school but his bah doesnt start till july --- right now he's using TA
Like I said, I understand, I am a student as well. That and child support are my incomes. These landlords I found are wonderful people who listened and asked the right questions. I hope you find a set that will be equally as accommodation.
He should qualify for unemployment. Its worth ashot and the worse they xcan say is no. We are waiting for our medical retirement and are going to go talk to them and figure out what we should get.
Until when does your husband get paid? My husband was medically discharged and we started looking for a house while the board was still debating because he still got paid and we just didn't say anything. Our realtor knew but that's it. If he is just getting out and his pay stops right away then I'm afraid it will be difficult but really you don't have to tell them he will soon be unemployed, unemployment check was not too shabby and helped us get through for a little while. Good luck!
unemployment check was not too shabby and helped us get through for a little while exactly what i was thinking. its too bad both incomes are stopping at once.
I would agree with just not telling them iif you know you're going to be able to make it. Also, look into a job or your nephew can start looking now. I had a deployed husband a newborn, a toddler and a child only going to half day kindergarten and I found a job. There's several places that have the application process online.
I'm really sorry you're going through this. I can't imagine. Is he actually out of the Army in a week? If not I'd talk to housing and see if they'll let you stay a little longer until this gets straightened out. When I gave notice two weeks ago they told me to tell them right away if anything changed, so I think they're willing to work with you.
He should qualify for unemployment and with the BAH that should give you guys enough to at least get by. If you apply for another home loan or to rent an apartment I wouldn't tell them he's getting out.
Don't they have a counselor when they go through the separation process? Or someone they can call if situations like this come up? Whatever happens, best of luck and I hope it all works out.
Don't they have a counselor when they go through the separation process? everyone knows they're out there somewhere but i have no idea what we'll do or who to go to
Can you specify under which circumstances your husband is getting out? medical discharge? is he letting his contract run out? I think we'd be more able to help that way!
We got our conditional approval on our house - they just needed a few more documents to finalize our loan on our house - we were literally supposed to close on the 15th....one of the documents was a letter from the commander stating he was eligible for re enlistment in may --- which he's not....nothing bad, he has just reached his RCP....so he cannot re enlist --- he's filing for disability, but as we all know that can take up to 2 years.....I have 3 months worth of rent & other bills & expenses saved up until his bah in july kicks in & he gets unemployment...do you mind me asking how much unemployment for washington state is? and about how long it takes to get it? May 23rd is his ETS....he has about $945 coming in TDY from the deployment, and then he's cashing in some of his leave....he has 81 days saved up and they're only letting him take 14 days, and then he's taking 30 days terminal leave.....so we'll have that money too....so i know we'l be fine...its just finding a damn place to rent to us without proof of income beyond may.
Have you thought about apartments til everyone can get on their feet and get a job or start the unemployment?
Yes, we are putting in an application for one right now...but it takes 3 days for an answer --- what if they come back in 3 days and tell us "no"...then we have less than a week to find a place to live....I have never been so scared in my life.....I am literally crying all day every day - I am constantly sick to my stomach....I can barely get myself out of bed....my whole family is heart broken...
I know there's a few that don't have application fees as a promotion to get it. I would apply for a few at once. The only reason you usually get denied for apartments is if you have past debts to other renters or have felonies, etc that they don't allow on their property. If you're able to get a house minus the issue with getting out you'd definitely get approved for an apartment. Good luck...hope you get it.
I have never been so scared in my life.....I am literally crying all day every day - I am constantly sick to my stomach....I can barely get myself out of bed....my whole family is heart broken...
This makes me so sad. :-( If I wasn't leaving here in two weeks I'd say you could come stay with me, and I really mean that. There's always cheap hotels! I've had to do that before. You just have to keep telling yourself it's temporary.
sucked, but beat being homeless or mooching off of family that drove us nuts. i love my family, but we don't do well under the same roof.
i know that no family will let you go on the street, even if it comes to that. but i'd look at people offering "vacation rentals" if you have the money but not the "income verification"
I have no idea if this will work here, but if it came down to it, you could try telling them you will pay off six months of rent off at once. When my husband and I started renting, we weren't married yet, and our credit wasn't very strong, so we told them we would pay off six months of rent and were told yes.
I just got a call from the selling agent, he has a lady who just purchased one of the homes in the neighborhood we were buying who is trying to rent out her place....she's going to talk to her husband about working with us....please pray for us that we get this house...thank you guys for all the advice and encouragement.
Apply at Cabela's and then call and ask them about it in a few days. If you explain your situation to them they will probably be happy to help. I use to work there and lots of Military worked there. They were amazing and very understanding. Another place that hires a lot is Hometown Houekeeping/Cleaners or somethings like that. They pay good and are located in dupont. You ride with your "team" and clean homes in Dupont and Steilacoom. They hire pretty quick and pay fairly good.